Persuading users to adopt new information technologies persists as an impor
tant problem confronting those responsible for implementing new information
systems. In order to better understand and manage the process of new techn
ology adoption, several theoretical models have been proposed, of which the
technology acceptance model (TAM) has gained considerable support. Beliefs
and attitudes represent significant constructs in TAM. A parallel research
stream suggests that individual difference factors are important in inform
ation technology acceptance but does not explicate the process by which acc
eptance is influenced. The objective of this paper is to clarify this proce
ss by proposing a theoretical model wherein the relationship between indivi
dual differences and IT acceptance is hypothesized to be mediated by the co
nstructs of the technology acceptance model. In essence then, these factors
are viewed as influencing an individual's beliefs about an information tec
hnology innovation; this relationship is further supported by drawing upon
extensive research in learning. The theoretical model was tested in an empi
rical study of 230 users of an information technology innovation. Results c
onfirm the basic structure of the model, including the mediating role of be
liefs. Results also identify several individual difference variables that h
ave significant effects on TAM's beliefs. Theoretical contributions and pra
ctical implications that follow are discussed.