Objective. To explore the question of how insurance coverage has changed am
ong individuals with mental problems compared to the general population in
the last two years.
Data Sources. HealthCare for Communities, a national survey to track health
system changes.
Principal Findings. The percentage of uninsured persons in the general popu
lation has not changed very much, and more respondents believe that health
insurance coverage has improved rather than deteriorated over the years 199
6 to 1998. However, among individuals with probable mental health disorders
, more have lost insurance in those two years than have gained it and more
report decreases in health benefits. Individuals with worse mental health c
onsistently report a deterioration of access to care compared to individual
s with better menial health.
Conclusions. Substantial activity has taken place in state and federal legi
slation to increase the mental health benefits offered by health insurance.
Although this activity could have improved health insurance especially for
individuals with mental illness, such persons continue to fare significant
ly worse than the general population.