In the context of cold dark matter (CDM) cosmological models, we have simul
ated images of the brightness temperature fluctuations in the cosmic microw
ave background (CMB) sky owing to the Sunyaev-Zel'dovich (S-Z) effect in a
cosmological distribution of clusters. We compare the image statistics with
recent ATCA limits on arcmin-scale CMB anisotropy. The S-Z effect produces
a generically non-Gaussian field and we compute the variance in the simula
ted temperature-anisotropy images, after convolution with the ATCA beam pat
tern, for different cosmological models. All the models are normalized to t
he 4-yr COBE data. We find an increase in the simulated-sky temperature var
iance with increase in the cosmological density parameter Omega(0). A compa
rison with the upper limits on the sky variance set by the ATCA appears to
rule out our closed-universe model: low-Omega(0) open-universe models are p
referred. The result is independent of any present day observations of sigm
a(8).