Organizations today face great pressure to maximize the benefits from their
investments in information technology (IT). They are challenged not just t
o use IT, but to use it as effectively as possible. Understanding how to as
sess the competence of users is critical in maximizing the effectiveness of
IT use. Yet the user competence construct is largely absent from prominent
technology acceptance and fit models, poorly conceptualized, and inconsist
ently measured. We begin by presenting a conceptual model of the assessment
of user competence to organize and clarify the diverse literature regardin
g what user competence means and the problems of assessment. As an illustra
tive study, we then report the findings from an experiment involving 66 par
ticipants. The experiment was conducted to compare empirically two methods
(paper and pencil tests versus self-report questionnaire), across two diffe
rent types of software, or domains of knowledge (word processing versus spr
eadsheet packages), and two different conceptualizations of competence (sof
tware knowledge versus self-efficacy). The analysis shows statistical signi
ficance in all three main effects. How user competence is measured, what is
measured, what measurement context is employed: all influence the measurem
ent outcome. Furthermore, significant interaction effects indicate that dif
ferent combinations of measurement methods, conceptualization, and knowledg
e domains produce different results. The concept of frame of reference, and
its anchoring effect on subjects' responses, explains a number of these fi
ndings. The study demonstrates the need for clarity in both defining what t
ype of competence is being assessed and in drawing conclusions regarding co
mpetence, based upon the types of measures used. Since the results suggest
that definition and measurement of the user competence construct can change
the ability score being captured, the existing information system (IS) mod
els of usage must contain the concept of an ability rating. We conclude by
discussing how user competence can be incorporated into the Task-Technology
Fit model, as well as additional theoretical and practical implications of
our research.