Religious disffernces in sexual initiation are examined using the Ghana Dem
ographic and Health Survey 1993 (GDHS), for never-married and ever married
women aged 15-49. Findings are presented with and without controls for educ
ation, childhood place of residence, age cohort, and age at first marriage
riage (for ever-married women). Generally, the analyses suggest that religi
ous affiliation is an important predictor of premarital sexual engagement a
mong ever-married women but not for women who have never-married. The resul
ts from multivariate analyses reveal that women belonging to liberal religi
ous groups (Protestants and Catholic) are more likely to experience premari
tal sex than are those from the more conservative Traditional religions, se
ctarian Christians, or women with No Religion. Muslim women are significant
ly less likely to report premarital sex compared to any group and controlli
ng for all other factors. Implications of these findings are discussed.