Threshold neutral pion electroproduction on the deuteron is studied in the
framework of baryon chiral perturbation theory at next-to-leading order in
the chiral expansion. To this order in small momenta, the amplitude is fini
te and a sum of two- and three-body interactions with no undetermined param
eters. We calculate the S-wave multipoles for threshold production and the
deuteron S-wave cross section as a function of the photon virtuality. We al
so discuss the sensitivity to the elementary neutron amplitudes.