The X-ray spectrum from a cool disc embedded in an ion-supported torus is c
omputed. The interaction of the hot ions with the disc increases the hard X
-ray luminosity of the system. A surface layer of the disc is heated by the
protons from the torus. The Comptonized spectrum produced by this layer ha
s a shape that depends only weakly on the incident energy flux and the dist
ance from the accreting compact object. It consists of a 'blue bump' of un-
Comptonized soft photons and a flat high-energy tail, reminiscent of the ob
served spectra. The hard tail becomes flatter as the thermalization depth i
n the cool disc is increased. Further evidence for ion illumination is the
Li abundance in the secondaries of low-mass X-ray binaries and the 450-keV
lines sometimes seen in black hole transient spectra.