We present a Monte Carlo method for the direct simulation of evaporative co
oling and the formation of the Bose-Einstein condensate of magnetically tra
pped atoms. The motion of the atoms in the trap is treated classically, whi
le quantum-mechanical probability is used to describe binary elastic collis
ions between bosons. Two implementations of Bose statistics in the frame of
a classical Monte Carlo simulation have been developed. The one involves t
he evaluation of the number of quantum states in single-atom phase space an
d the other makes use of the quantum degeneracy of energy bands. Both techn
iques give results compatible with the analytic results for an ideal trappe
d Bose gas and with the theory of a weakly interacting Bose gas, as concern
s the equilibrium condensate fraction. Our simulation method also makes it
possible to study the dynamic formation of the condensate, giving character
istic condensation times consistent with the experiments.