Even though the refractive index is dominated by single molecule effects, s
uch as the polarizability, there are some aspects of this property for wate
r that are different from the refractive index behavior of most other liqui
ds. Here, we discuss, then explain, these differences in terms of a two-sta
te bonding model for this liquid. A simple two-parameter formulation based
on this model is found capable of describing the refractive index of water,
including its thermal maximum near 0 degrees C, from slightly supercooled
temperatures to about +45 degrees C within a four- to five-decimal place ac
curacy. The agreement with experimental data achieved here using this simpl
est of possible models provides further strong support for the two-state de
scription of this liquid.