This study applies a life-course approach and retirement migration theory t
o develop a model of future housing expectations and actual moves for a ran
dom sample of men and women in late midlife. Results suggest that late-midl
ife workers and retirees expect to age in place; expectations to live in hi
ghly supportive environments are uniformly low. Older, nonmetropolitan resp
ondents with less education and more years in their homes express the stron
gest expectations that they will age in place. Those people who rent their
homes, have weaker ties to their communities, and have more symptoms of dep
ression tend to foresee a move in the future. However, physical health of r
espondents and their spouses do not predict future housing expectations. Pr
ior expectations about aging in place, residential history, and life-course
changes in marriage and retirement predict actual moves within the next tw
o years, with differing patterns for men and women.