Individual (coping strategies), family (parent/child relationships), and co
mmunity-based (religious involvement) variables were examined as potential
protective factors for 224 low-income urban sixth- through eighth-grade Afr
ican American adolescents. Each of those variables was examined as a modera
tor and analyses were conducted to determine whether the association betwee
n stress and psychological symptoms was attenuated for youth endorsing posi
tive coping strategies, strong parent/child relationships, and religious in
volvement. Results indicated that positive relationships with father figure
s buffered the effects of stress on externalizing symptoms for boys and for
girls; religious involvement was protective for girls bur not for boys. Th
e sole coping strategy to demonstrate a protective effect was avoidant copi
ng, which attenuated the relation between stress and externalizing symptoms
for boys. Supplemental analyses focusing on specific subsets of stressful
experiences indicated that avoidant coping and social support-seeking copin
g accentuated the relation between daily hassles and internalizing symptoms
for girls.