We analyze, within the framework of universal strength for Yukawa couplings
(USY), various structures for the Dirac and Majorana neutrino mass matrice
s giving rise, through the seesaw mechanism, to a degenerate mass spectrum.
A specific USY Ansatz is presented for the charged lepton and neutrino eff
ective mass matrix, leading to quasi-degenerate neutrinos and a leptonic mi
xing matrix which provides a large angle solution for both the atmospheric
and solar neutrino problems.