In terms of the Ginzburg-Landau theory, we investigate the effect of coupli
ng between the paramagnetantiferromagnet (AF) phase transition, superconduc
ting (SC) phase transition, and phase separation (PS) of doping holes in cu
prate superconductors. It is found that in the presence of PS, the hole-ric
h metallic phase can coexist with the hole-poor insulating AF phase, and th
ere is a metal-insulator transition with increasing doping concentration n
beyond a percolation threshold. The occurrence of PS will lead to significa
nt changes in the phase diagram: the SC phase appearing at lower n and the
step dependence of T-c on n. These results are qualitatively consistent wit
h experiments of photodoped and oxygen-doped cuprate perovskites.