This article uses qualitative data to explore in detail owners' accounts of
why they choose to undertake particular works on their houses. It argues t
hat motivation is strongly linked to the importance people place on their h
omes as a site of comfort and the locus of family life. This suggests that
'consumption'-motivated expenditure is frequently prioritised rather than '
investment' motivated work. This helps explain why there is considerable di
srepair identified in the owner-occupied stock, despite owners' apparently
good intentions and considerable ongoing expenditure on the stock. It also
suggests that policy measures predicated on evaluating owners' returns from
investing in their housing and altering such incentives are unlikely to be
sufficient to solve problems of underinvestment in owner-occupied housing.
A detailed linking of motivations and constraints that affect owners acros
s the life-course enables a mapping of the points at which disrepair is lik
ely to occur and become problematic, and indicates the likely potential for
and limits to policy measures designed to tackle disrepair in the owner-oc
cupied sector.