This is a review article of three books that deal with the problems facing
the U.S. Social Security system. One deals with the OASDI (Old-Age, Survivo
rs and Disability Insurance) financial shortfall and proposes an alternativ
e plan with both a tier one benefit and a tier two provision based on perso
nal saving accounts. A second considers the social insurance system more co
mprehensively, arguing for a grand reform that would include new programs,
particularly in the areas of child care and housing. A third largely confin
es itself to arguing against those who wish to change the OASDI plan becaus
e of the financial projections, although it also argues for a more comprehe
nsive health care insurance system. The review concludes that key differenc
es expressed in the books, particularly between the first and third, rest o
n different value judgments regarding intergenerational equity and the role
of government.