Interest in magnetic-tunnel junctions has prompted a re-examination of tunn
eling measurements through thin insulating films. In any study of metal-ins
ulator-metal trilayers, one tries to eliminate the possibility of pinholes
(small areas over which the thickness of the insulator goes to zero so that
the upper and lower metals of the trilayer make direct contact). Recently,
we have presented experimental evidence that ferromagnet-insulator-normal
trilayers that appear from current-voltage plots to be pinhole-free may non
etheless, in some cases, harbor pinholes. Here, we show how pinholes may ar
ise in a simple but realistic model of film deposition and that purely clas
sical conduction through pinholes may mimic one aspect of tunneling, the ex
ponential decay in current with insulating thickness. (C) 2001 American Ins
titute of Physics.