An efficient and accurate algorithm is proposed to evaluate risk in the tim
e domain for nonlinear structures subjected to short duration dynamic loadi
ngs, especially seismic loading. The algorithm is based on the stochastic f
inite-element concept. Uncertainties in the dynamic and seismic excitation
and the resistance-related parameters are incorporated by modeling them as
realistically as possible. The proposed algorithm integrates the concepts o
f the response surface method, the finite-element method, the first-order r
eliability method, and the iterative linear interpolation scheme. Two itera
tive response surface schemes consisting of second-order polynomials (with
and without cross terms) are proposed. A mixture of saturated and central c
omposite design is used to assure both efficiency and accuracy in the algor
ithm. Sensitivity analysis is used to improve the efficiency further. The r
isk corresponding to both the serviceability and strength limit states is e
stimated. The unique feature of the algorithm is that actual earthquake loa
ding time histories can be used to excite structures, enabling a realistic
representation of the loading conditions. The algorithm is further clarifie
d with the help of two examples.