Objective. This study examined an assumption of retirement theory that typi
fies older workers as preretirees who are planfully engaged in paths toward
retirement.
Methods. Using survey responses among workers in the 1992 and 1994 waves of
the Health and Retirement Study, wt: described the prevalence of nonsubsta
ntive answers to questions about the expected form and timing of retirement
(e.g.. "don't know." "haven't thought about it"). We tested explanations f
or this uncertainty as an artifact of the survey process, but also as an ou
tcome of the opportunity structure for retirement planning.
Results. Survey procedure did generate some of these noncommittal responses
. Depending on question type, approximately 10% h, 40% of workers did not s
tate when or how they would retire, and such responses were less prevalent
across age and time. In addition, categorical uncertainty about form and ti
ming was theoretically predictable in a Framework that supposed that worker
s less subject to a socially attended life-at work or away-would be more un
decided about the future.
Discussion. Uncertainty is an authentic. meaningful stance toward retiremen
t that theory and research design should not ignore. Just as actual transit
ions to retirement can he ambiguous or blurred, the expectation of retireme
nt, as well. can be untidy.