The central issues of this paper can be summarised in two questions. To wha
t extent does the Dutch rent subsidy programme keep rented housing affordab
le for low-income groups? What kind of government policy could ensure, to a
reasonable extent, that low-income groups in the Netherlands have access t
o affordable housing, even when the economy is not functioning optimally? T
he paper reviews how the net housing expenses have developed in the Netherl
ands since the 1970s. It then discusses the Dutch Rent Subsidy Act of 1997
and looks at the impact of this scheme on the net rent ratio for households
with low incomes. The fiscal arrangements for home owners are dealt with.
The data are drawn from the Housing Demand Survey (WBO), the Social and Cul
tural Planning Bureau and the Ministries of Housing and Finance. The paper
concludes that the introduction of a tenure-neutral public policy could mak
e a robust contribution to the fight against poverty.