A new model describes charge and mass transfer in ice-ice collisions in ter
ms of fundamental molecular physics. Drawing on clues from results of recen
t and earlier experiments, the theory treats the collisions as interlinked
events acting in three stages: before collision, during contact, and withdr
awal. The theory provides quantitative descriptions of charge and mass tran
sfer and their dependence on growth rate, temperature, and impact energy. A
pplication of the theory to experimental simulations of thunderstorm chargi
ng explains general trends in terms of basic microscopic processes.