We show that there is a general sort of neutrino effective interactions whi
ch allows, under certain conditions, to have relatively large magnetic dipo
le moments for neutrinos while keeping their masses non-calculable and arbi
trarily small. The main ingredient of our mechanism for generating large ma
gnetic moment to the neutrinos is the existence of a neutral scalar which h
as the only role to give mass to the neutrinos or the existence of flavor c
hanging neutral currents in the neutrino sector. Although our approach is m
odel independent, some models in which those interactions arise are comment
ed.