We examine length distributions of similar to 6000 human dinucleotide micro
satellite loci, representing chromosomes 1-22, from the GDB database. Under
the stepwise mutation model, results from theory and simulation are compar
ed with the empirical data. In both constant and expanding population scena
rios, a simple single-step model with parameters chosen to account for the
observed variance of microsatellite lengths produces results inconsistent w
ith the observed heterozygosity and the dispersion of length skewness. Comp
licating the model by allowing a variable mutation rate accounts for the ho
mozygosity, and introducing a small probability of a large mutation step ac
counts for the dispersion in skewnesses. We discuss these results in light
of the long-term evolution of microsatellites.