We apply a five-dimensional formulation of Galilean covariance to construct
non-relativistic Bhabha first-order wave equations which, depending on the
representation, correspond either to the well known Dirac equation (for pa
rticles with spin 1/2) or the Duffin-Kemmer-Petiau equation (for spinless a
nd spin 1 particles). Here the irreducible representations belong to the Li
e algebra of the 'de Sitter group' in 4 + 1 dimensions, SO (5, 1). Using th
is approach, the nonrelativistic limits of the corresponding equations are
obtained directly, without taking any low-velocity approximation. As a simp
le illustration, we discuss the harmonic oscillator.