We show that in a macroscopic perfect insulator, charge injection at a
field-enhancing defect is associated with an instability of the insul
ating state or with bistability of the insulating and the charged stat
e. The effect of a nonlinear carrier mobility is emphasized. The forma
tion of the charged state is governed by two different processes with
clearly separated time scales. First, due to a fast growth of a charge
-injection mode, a localized charge cloud forms near the injecting def
ect (or contact). Charge injection stops when the field enhancement is
screened below criticality. Secondly, the charge slowly redistributes
in the bulk. The linear instability mechanism and the final charged s
teady state are discussed for a simple model and for cylindrical and s
pherical geometries. The theory explains an experimentally observed in
crease of the critical electric field with decreasing size of the inje
cting contact. Numerical results are presented for de and ac biased in
sulators.