Insects whose larvae depend on developing seed are very common, but ac
tive pollination, meaning that the insect possesses specific structure
s and behaviors for the purpose of assuring pollination, is only known
to have evolved twice in such insects, namely in yucca moths and in f
ig wasps. This rarity could be due to high cost of pollination, phylog
enetic constraints, alternative life history shifts to reduce or avoid
risk of seed nondevelopment, or ecological factors such as co-pollina
tors that can satiate pollen requirements and mask variation in pollin
ator effectiveness among ovipositing seed eaters. Ecological costs of
being a pollinator were measured for a yucca moth species and were fou
nd to be low: active time allocated to pollen pickup and deposit was o
n average 4.1%, an average of 0.42% of female body mass was allocated
to specific structures for pollen manipulation, and the average pollen
load weighed <4% of moth body mass. These estimates suggest that ecol
ogical costs need not be a major obstacle to evolution of active polli
nation. In contrast, recent combined ecological-phylogenetic analyses
for the yucca moth family suggest that the evolution of active pollina
tion and transition to mutualism depended largely on preadaptations, a
nd that few traits were truly novel. If general, active pollination wo
uld be predicted to be likely to evolve only in lineages with life his
tories that facilitate mutualism. Alternative outcomes to evolution of
active pollination include delayed oviposition, detection of floral p
ollination status, egg placement that allows the larva to select a fru
it, and modified egg dispersion strategies to balance the cost of poll
ination. The historical significance of these factors can be assessed
only when mechanisms are documented in many lineages and analyzed in a
phylogenetic framework. Active fungal inoculation among arthropods is
ecologically analogous to active pollination, and offers a complement
for comparative analyses. Specific structures for spore transport hav
e evolved many times in at least three orders of insects, and several
times in mites. The large number of independent lineages of active pol
len and fungus dispersers jointly provide a platform for testing hypot
heses about, e.g., the role of preadaptations in evolution of mutualis
m, reversals of mutualism, and the role of mutualism in diversificatio
n.